Four Generations of
Trusted Insurance Planning

We help individuals and business owners protect what matters most through personalised insurance solutions.

Staff members and agents of TM Legacy Builders
Building a lasting legacy through personal and thoughtful planning.

Trusted by over 10,000 clients, we started in Kota Bharu with a single mission: providing expert insurance strategies that safeguard family legacies and stabilise revenue streams.

Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award
Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award

Find the protection that fits your life today

I'm entering the workforce

Did you know most fresh grads are just one accident away from losing all their savings? Build a safety net now so you can chase your dreams without worry.

  • Life Insurance
    Life Insurance
  • Personal Accident & Health Insurance
    Personal Accident & Health Insurance
  • Investment-Linked Insurance
    Investment-Linked Insurance
I'm starting a family

Your lifestyle changes, but does your protection? Make sure your spouse and children are always taken care of, no matter what happens.

  • Life Insurance
    Life Insurance
  • Education Insurance
    Education Insurance
  • Personal Accident & Health Insurance
    Personal Accident & Health Insurance
I'm growing my wealth

Keeping money in a bank account isn't enough to beat inflation. Turn your hard-earned ringgit into a legacy that lasts for generations.

  • Investment-Linked Insurance
    Investment-Linked Insurance
  • Home & Motor Insurance
    Home & Motor Insurance
  • Life Insurance
    Life Insurance
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Not sure
where to begin?

We get it, insurance can feels like a different language. We are here to translate it for you. Get a clear, simple plan without the headache.

How much to spend on insurance?

Many see insurance as an unnecessary expense, but a well-structured policy pays for itself the moment you need it. See how we recommend balancing protection with your monthly budget.

Select a monthly salary

Your basic needs

Protect your basic needs with US

Disclaimer: These figures are designed to help you visualise your potential, but financial health isn't one-size-fits-all. For a personalised roadmap tailored to your specific goals and lifestyle, book a consultation with us today.

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So, are you properly insured?

Most people are either over-insured or dangerously under-covered. Take 60 seconds to calculate exactly how much coverage you need to keep your lifestyle and loved ones secure.

Why TM Legacy Builders

Protection + wealth approach

We transform policies into robust blueprints, designed to grow your assets, outpace inflation, and secure your future with coverage tailored to your specific risk profile.

Your voice against complex claims

Our agents act as your personal bridge, translating the "fine print" and managing the paperwork so you can focus on what's important while we secure your payout.

Our "no sales pitch" policy

We never push policies or rush your decision. We focus on giving you the facts so you can choose a plan that fits your life and moves you closer to your financial goals.

Simple answers to the questions we hear most.

Get answers you need quick.

Chat with our 24/7 advisor

Let's get you insured, your way.

Enjoy a relaxed conversation focused on your goals and get a customised quote that fits your wallet. Never more than you need.

TM Legacy Shield Logo
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Our upcoming events

Join us for our monthly community events focused on health, wellness, and genuine connection.

Poster for Lucky Draw at Plaza

20th

Feb 2026

Lucky Draw at Plaza

Small businesses grow faster after piping capital. But don't take our word for it. Hear how capital helped them reach their goals.

KLCC Convention Hall 2

Free entry

Poster for Lucky Draw at Plaza

20th

Feb 2026

Lucky Draw at Plaza

Small businesses grow faster after piping capital. But don't take our word for it. Hear how capital helped them reach their goals.

KLCC Convention Hall 2

RM20.00