A head start for your child with
Education Insurance
Securing your child’s future requires a strategic plan, not just simple savings. We help you manage the rising costs of university by designing a plan that guarantees your child’s academic dreams are funded, no matter what happens.
Why get Education Insurance
Guaranteed Graduation Fund
It ensures that your child's university fees are available even if the main breadwinner is no longer around to provide.
Beating Tuition Inflation
Education costs in Malaysia and overseas rise every year. This plan helps you save systematically to keep up with future price hikes.
Financial Headstart
Some plans provide a cash payout upon graduation, giving your child the capital to start a business or buy their first home.
Why get Education Insurance from TM Legacy Builders
01
Planning for Future Fees
University costs go up every year. We help you calculate the future price of a degree so you save enough for your child's needs.
02
The "Protected Fund" Strategy
We set up your plan so the money is locked for your child's education. Even if something happens to you, their school fees are guaranteed.
03
Currency Drop Protection
If your child wants to study overseas, we plan for changes in exchange rates. We ensure a drop in the Ringgit won't ruin their academic dreams.
04
Tax-Saving Advice
We look at your other investments to see how education insurance fits in. Our goal is to maximize your tax relief while you save.
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What Education Insurance can provide you
01
Death & TPD Coverage
Ensures coverage continues and financial support is available if the policy owner passes away or becomes permanently disabled.
02
Accidental Death & Accidental TPD Benefit
Additional payout in case of death or disability results from an accident, providing extra peace of mind.
03
Guaranteed Cash Payments
Receive guaranteed cash payouts in the final years of the policy (usually policy years 18 & 19) to contribute toward education costs.
04
Guaranteed Maturity Benefit
At the end of the 20-year term, you receive a guaranteed maturity sum to help fund major milestones such as university or overseas studies.
05
Optional Top-Up for Higher Savings
You can choose to top up with additional contributions allocated mostly to funds of your choice, growing your education savings further.
Stories from the families we walk with
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- Enjoy personalized, no-pressure guidance to build your flexible future plan.
- Discover expert strategies to de-risk your life and financial assets.
- Get a customized quote and comparison tailored to your budget.
Build your plan with TM Legacy
Simple answers to the questions we hear most
How much coverage do you actually need?
Most professionals are either over-insured or dangerously under-covered. Take 60 seconds to calculate exactly how much coverage you need to keep your lifestyle and loved ones secure.
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Have a specific question or just curious about your options? Chat with our 24/7 agent to discover which plans fit your situation before you ever talk to our advisors.
Based on my child's age, how much should I be saving monthly to hit a 6-figure university goal?
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Is it better to save for education in my name or my child's name for the best tax and legal outcome?
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Which investment funds should I pick to ensure the fund grows faster than university inflation?
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Can you help me compare a private education plan against standard bank savings or fixed deposits?
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We’ve helped 4 generations of Malaysians to uplift their life with insurance protection.