A head start for your child with

Education Insurance

Securing your child’s future requires a strategic plan, not just simple savings. We help you manage the rising costs of university by designing a plan that guarantees your child’s academic dreams are funded, no matter what happens.

Why get Education Insurance

Guaranteed Graduation Fund

It ensures that your child's university fees are available even if the main breadwinner is no longer around to provide.

Beating Tuition Inflation

Education costs in Malaysia and overseas rise every year. This plan helps you save systematically to keep up with future price hikes.

Financial Headstart

Some plans provide a cash payout upon graduation, giving your child the capital to start a business or buy their first home.

Why get Education Insurance from TM Legacy Builders

01

Planning for Future Fees

University costs go up every year. We help you calculate the future price of a degree so you save enough for your child's needs.

02

The "Protected Fund" Strategy

We set up your plan so the money is locked for your child's education. Even if something happens to you, their school fees are guaranteed.

03

Currency Drop Protection

If your child wants to study overseas, we plan for changes in exchange rates. We ensure a drop in the Ringgit won't ruin their academic dreams.

04

Tax-Saving Advice

We look at your other investments to see how education insurance fits in. Our goal is to maximize your tax relief while you save.

Meet our team of advisors serving 4 generations of families

What Education Insurance can provide you

Insurance advisor

01

Death & TPD Coverage

Ensures coverage continues and financial support is available if the policy owner passes away or becomes permanently disabled.

02

Accidental Death & Accidental TPD Benefit

Additional payout in case of death or disability results from an accident, providing extra peace of mind.

03

Guaranteed Cash Payments

Receive guaranteed cash payouts in the final years of the policy (usually policy years 18 & 19) to contribute toward education costs.

04

Guaranteed Maturity Benefit

At the end of the 20-year term, you receive a guaranteed maturity sum to help fund major milestones such as university or overseas studies.

05

Optional Top-Up for Higher Savings

You can choose to top up with additional contributions allocated mostly to funds of your choice, growing your education savings further.

Stories from the families we walk with

01

As a single parent, Linda's top priority was ensuring her two children could receive the best education

Education Insurance

"

As a single parent, Linda's top priority was ensuring her two children could receive the best education

02

Knowing the high costs of medical school, Dr. Kumar ensured his son's path was clear with a dedicated education policy.

Education Insurance

"

Knowing the high costs of medical school, Dr. Kumar ensured his son's path was clear with a dedicated education policy.

03

Mei Ling started an education plan for her daughter 15 years ago, and now she's heading to her dream university.

Education Insurance

"

Mei Ling started an education plan for her daughter 15 years ago, and now she's heading to her dream university.

Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award
Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award

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Advisor
  • Enjoy personalized, no-pressure guidance to build your flexible future plan.
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  • Get a customized quote and comparison tailored to your budget.
Build your plan with TM Legacy

Simple answers to the questions we hear most

How much coverage do you actually need?

Most professionals are either over-insured or dangerously under-covered. Take 60 seconds to calculate exactly how much coverage you need to keep your lifestyle and loved ones secure.

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