A head start for your child
Education Insurance
Securing your child’s future requires a strategic plan, not just simple savings. We help you manage the rising costs of university by designing a plan that guarantees your child’s academic dreams are funded, no matter what happens.
Why get Education Insurance
Guaranteed graduation fund
It ensures that your child's university fees are available even if the main breadwinner is no longer around to provide.
Beating tuition inflation
Education costs in Malaysia and overseas rise every year. This plan helps you save systematically to keep up with future price hikes.
Financial headstart
Some plans provide a cash payout upon graduation, giving your child the capital to start a business or buy their first home.
Why get Education Insurance from TM Legacy Builders
Planning for future fees
University costs go up every year. We help you calculate the future price of a degree so you save enough for your child's needs.
The "protected fund" strategy
We set up your plan so the money is locked for your child's education. Even if something happens to you, their school fees are guaranteed.
Currency drop protection
If your child wants to study overseas, we plan for changes in exchange rates. We ensure a drop in the Ringgit won't ruin their academic dreams.
Tax-saving advice
We look at your other investments to see how education insurance fits in. Our goal is to maximize your tax relief while you save.
Key Benefits
Death & TPD Coverage
Ensures coverage continues and financial support is available if the policy owner passes away or becomes permanently disabled.
Accidental Death & Accidental TPD Benefit
Additional payout in case of death or disability results from an accident, providing extra peace of mind.
Guaranteed Cash Payments
Receive guaranteed cash payouts in the final years of the policy (usually policy years 18 & 19) to contribute toward education costs.
Guaranteed Maturity Benefit
At the end of the 20-year term, you receive a guaranteed maturity sum to help fund major milestones such as university or overseas studies.
Optional Top-Up for Higher Savings
You can choose to top up with additional contributions allocated mostly to funds of your choice, growing your education savings further.
Rider Options to Enhance Protection
Attach riders like Premium Waiver Plus, which waives future premiums upon death, TPD, or critical illness of the policy owner.
Stories from the families we walk with
Let's get you insured, your way.
Enjoy a relaxed conversation focused on your goals and get a customised quote that fits your wallet. Never more than you need.
Simple answers to the questions we hear most.
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A single hospital bill can wipe out years of savings, we ensure your medical costs are covered so an accident never resets your progress.
Worry-free travel
Travel should be about exploration, not worry. We use our experience to identify risks based on your destination, from medical emergencies to trip delays, ensuring you have a solid safety net while abroad.
