Protection for your assets
Home & Motor Insurance
Your car and home are your biggest investments, and we treat them with the importance they deserve. We focus on accurate valuations and liability protection to ensure a single accident never damages your total net worth.
Why get Home & Motor Insurance
Tenant & rental protection
For landlords, home insurance can cover lost rent if your property becomes uninhabitable due to fire or flood.
Natural disaster cover
With changing weather patterns, adding "Special Perils" (flood/storm) protects your assets from total loss during Malaysia's monsoon seasons.
Alternative accommodation
If your home is damaged and you cannot live in it, the policy pays for your temporary hotel or rental stay while repairs are made.
Why get Home & Motor Insurance from TM Legacy Builders
Fair market valuation
We make sure your car and home are insured for their real value. This prevents you from overpaying or being under-protected.
Flood & disaster expert
Floods are a big risk in Malaysia. We check your location and make sure you have the right "Special Perils" cover for your area.
Repair & workshop support
If you have an accident, we talk to the workshops and adjusters for you. We fight for original parts and fast repairs.
All-in-one discounts
We help you manage your car and home plans in one place. By grouping your needs, we find ways to lower your total cost.
Key Benefits
Vehicle Damage & Repair Coverage
Covers repair or replacement costs due to accidents, fire, or theft.
Third-Party Liability Protection
Financial protection if you cause injury or damage to others.
Personal Accident Benefits
Additional coverage for the driver or occupants in the event of injury.
Home & Contents Protection
Covers damage to the structure of your home and loss or damage to household contents.
Fire, Flood & Natural Disaster Coverage
Protection against unexpected events that may cause serious property damage.
Optional Add-Ons & Enhancements
Enhance your coverage with additional benefits based on your needs.
Let's get you insured, your way.
Enjoy a relaxed conversation focused on your goals and get a customised quote that fits your wallet. Never more than you need.
Simple answers to the questions we hear most.
Get answers you need quick.
Chat with our 24/7 advisorHave a specific question? Chat with us privately.
Get answers you need quick.
Chat with our 24/7 advisorExplore other insurance
Protect yourself & your loved one
It is a common myth that life insurance is only for the future; it actually provides the daily confidence that your family is safe no matter what happens.
Be ready for unexpected surprises
A single hospital bill can wipe out years of savings, we ensure your medical costs are covered so an accident never resets your progress.
Worry-free travel
Travel should be about exploration, not worry. We use our experience to identify risks based on your destination, from medical emergencies to trip delays, ensuring you have a solid safety net while abroad.