Protection for your assets

Home & Motor Insurance

Your car and home are your biggest investments, and we treat them with the importance they deserve. We focus on accurate valuations and liability protection to ensure a single accident never damages your total net worth.

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Why get Home & Motor Insurance

Tenant & rental protection

For landlords, home insurance can cover lost rent if your property becomes uninhabitable due to fire or flood.

Natural disaster cover

With changing weather patterns, adding "Special Perils" (flood/storm) protects your assets from total loss during Malaysia's monsoon seasons.

Alternative accommodation

If your home is damaged and you cannot live in it, the policy pays for your temporary hotel or rental stay while repairs are made.

Why get Home & Motor Insurance from TM Legacy Builders

Fair market valuation

We make sure your car and home are insured for their real value. This prevents you from overpaying or being under-protected.

Fair market valuation

Flood & disaster expert

Floods are a big risk in Malaysia. We check your location and make sure you have the right "Special Perils" cover for your area.

Flood & disaster expert

Repair & workshop support

If you have an accident, we talk to the workshops and adjusters for you. We fight for original parts and fast repairs.

Repair & workshop support

All-in-one discounts

We help you manage your car and home plans in one place. By grouping your needs, we find ways to lower your total cost.

All-in-one discounts

Key Benefits

Vehicle Damage & Repair Coverage

Covers repair or replacement costs due to accidents, fire, or theft.

Third-Party Liability Protection

Financial protection if you cause injury or damage to others.

Personal Accident Benefits

Additional coverage for the driver or occupants in the event of injury.

Home & Contents Protection

Covers damage to the structure of your home and loss or damage to household contents.

Fire, Flood & Natural Disaster Coverage

Protection against unexpected events that may cause serious property damage.

Optional Add-Ons & Enhancements

Enhance your coverage with additional benefits based on your needs.

Stories from the families we walk with

Comprehensive vs Third Party Car Insurance
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"I learned the hard way that basic insurance wasn't enough for my car."

RM12,000 (Saved by Upgrade)
Flood Insurance Claim: Protecting a New Home
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"We thought the new house was perfect, until the water started rising."

RM25,000 (Flood Damage)
Home Insurance Claim: Fire Damage Repair
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"One policy protected my home and saved me RM34k instantly."

RM34,000

Let's get you insured, your way.

Enjoy a relaxed conversation focused on your goals and get a customised quote that fits your wallet. Never more than you need.

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Simple answers to the questions we hear most.

Get answers you need quick.

Chat with our 24/7 advisor

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