A comfortable future for yourself
Investment-Linked Insurance
We believe building wealth and staying protected can happen at the same time. Our team helps you pick the right funds to grow your money, turning your insurance policy into a valuable asset that builds your future.
Why get Investment-Linked Insurance
Dual-purpose asset
It combines life protection with wealth accumulation, allowing your premiums to work as both a safety net and a growing investment.
Plan with confidence for the long term
Designed for medium to long-term horizons, these plans help you prepare for major milestones such as retirement, financial freedom, or legacy planning.
Enjoy regular income or lump sum payouts
Choose plans that provide maturity benefits, periodic cash payouts, or retirement income, tailored to your lifestyle goals.
Why get Investment-Linked Insurance from TM Legacy Builders
Personal investment pick
We help you choose the right funds based on your goals. We balance your money between safe and growth funds to build your wealth.
Managing policy costs
Insurance costs inside an ILP can rise as you get older. We regularly check your plan to make sure your savings keep growing.
Safe cash withdrawals
If you need cash for a business or emergency, we show you how to withdraw it safely. We make sure your protection stays active while you use your money.
Maximising your tax savings
We structure your ILP to make sure it qualifies for the best tax deductions. This allows you to pay less tax and put more money back into your investments.
Key Benefits
Guaranteed Savings & Maturity Benefits
Receive guaranteed payouts or lump sums at the end of the policy term to fund your goals.
Regular Cash or Income Payouts
Some plans provide recurring income, ideal for retirement or supplementing monthly expenses.
Death & Total Permanent Disability (TPD) Coverage
Protects your loved ones and ensures financial continuity if something happens to you.
Investment Growth Potential
Investment-linked components offer the opportunity to grow your savings over time.
Flexible Premium & Policy Terms
Choose plans with different premium durations, policy terms, and payout structures.
Legacy & Wealth Transfer Options
Support dependants or pass on wealth efficiently as part of long-term planning.
Stories from the families we walk with
Let's get you insured, your way.
Enjoy a relaxed conversation focused on your goals and get a customised quote that fits your wallet. Never more than you need.
Simple answers to the questions we hear most.
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Protect yourself & your loved one
It is a common myth that life insurance is only for the future; it actually provides the daily confidence that your family is safe no matter what happens.
Be ready for unexpected surprises
A single hospital bill can wipe out years of savings, we ensure your medical costs are covered so an accident never resets your progress.
Worry-free travel
Travel should be about exploration, not worry. We use our experience to identify risks based on your destination, from medical emergencies to trip delays, ensuring you have a solid safety net while abroad.
