Worry-free travel
Travel Insurance
Travel should be about exploration, not worry. We use our experience to identify risks based on your destination, from medical emergencies to trip delays, ensuring you have a solid safety net while abroad.
Why get Travel Insurance
Medical emergencies can be costly
Treatment overseas can run into tens of thousands, especially when hospitalisation, evacuation or specialist care is required. Travel insurance helps cover these unexpected medical expenses, so you're not paying out of pocket.
Travel disruptions happen more often than you think
Flight delays, cancellations, missed connections or lost luggage can derail your trip and add unplanned costs. Insurance helps reimburse these disruptions, keeping your plans and budget intact.
Leisure and sports come with hidden risks
From golf outings to adventure activities, many risks aren't covered by standard policies. Travel and sports insurance fills these gaps, protecting you while you enjoy your lifestyle.
Why get Travel Insurance from TM Legacy Builders
Destination risk checks
We check the specific risks of where you are going, like local hospital costs or safety. We make sure your plan matches the real needs of your trip.
Help with claim evidence
Many claims are rejected because of missing paperwork. Our agents tell you exactly what photos or reports to collect so your claim gets approved easily.
Better protection for gadgets
Basic plans often don't pay enough for lost phones or laptops. We pick plans that cover your expensive tech at their actual value.
Save money on frequent trips
If you travel often, we help you decide between a yearly plan or per-trip cover. We make sure you get the best price without losing protection.
Key Benefits
Medical & Emergency Assistance
Coverage for overseas or domestic medical treatment, hospital stays, and emergency evacuation when needed.
Personal Accident Protection
Lump sum payouts in the event of accidental death or permanent disability during travel or sports activities.
Travel Inconvenience Coverage
Compensation for flight delays, trip cancellations, missed connections, and travel curtailment.
Baggage & Personal Belongings Protection
Covers loss, damage, or delay of luggage and personal items during your journey.
Sports & Leisure Coverage
Financial protection for accidents arising from recreational or selected sporting activities.
24/7 Worldwide Assistance
Access to emergency support services anytime, anywhere.
Stories from the families we walk with
Let's get you insured, your way.
Enjoy a relaxed conversation focused on your goals and get a customised quote that fits your wallet. Never more than you need.
Simple answers to the questions we hear most.
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Protect yourself & your loved one
It is a common myth that life insurance is only for the future; it actually provides the daily confidence that your family is safe no matter what happens.
Be ready for unexpected surprises
A single hospital bill can wipe out years of savings, we ensure your medical costs are covered so an accident never resets your progress.
A comfortable future for yourself
We help you grow your savings now so you can eventually enjoy a stress-free life with a steady income that never runs out.
