Worry-free travel with

Travel Insurance

Travel should be about exploration, not worry. We use our experience to identify risks based on your destination, from medical emergencies to trip delays, ensuring you have a solid safety net while abroad.

Why get Travel Insurance

Medical emergencies can be costly

Treatment overseas can run into tens of thousands, especially when hospitalisation, evacuation or specialist care is required. Travel insurance helps cover these unexpected medical expenses, so you're not paying out of pocket.

Travel disruptions happen more often than you think

Flight delays, cancellations, missed connections or lost luggage can derail your trip and add unplanned costs. Insurance helps reimburse these disruptions, keeping your plans and budget intact.

Leisure and sports come with hidden risks

From golf outings to adventure activities, many risks aren't covered by standard policies. Travel and sports insurance fills these gaps, protecting you while you enjoy your lifestyle.

Why get Travel Insurance from TM Legacy Builders

01

Destination Risk Checks

We check the specific risks of where you are going, like local hospital costs or safety. We make sure your plan matches the real needs of your trip.

02

Help with Claim Evidence

Many claims are rejected because of missing paperwork. Our agents tell you exactly what photos or reports to collect so your claim gets approved easily.

03

Better Protection for Gadgets

Basic plans often don't pay enough for lost phones or laptops. We pick plans that cover your expensive tech at their actual value.

04

Save Money on Frequent Trips

If you travel often, we help you decide between a yearly plan or per-trip cover. We make sure you get the best price without losing protection.

Meet our team of advisors serving 4 generations of families

What Travel Insurance can provide you

Insurance advisor

01

Medical & Emergency Assistance

Coverage for overseas or domestic medical treatment, hospital stays, and emergency evacuation when needed.

02

Personal Accident Protection

Lump sum payouts in the event of accidental death or permanent disability during travel or sports activities.

03

Travel Inconvenience Coverage

Compensation for flight delays, trip cancellations, missed connections, and travel curtailment.

04

Baggage & Personal Belongings Protection

Covers loss, damage, or delay of luggage and personal items during your journey.

05

Sports & Leisure Coverage

Financial protection for accidents arising from recreational or selected sporting activities.

Stories from the families we walk with

01

Losing her luggage could have ruined Nadia's Paris Fashion Week, but her insurance helped her replace her essentials quickly.

Travel Insurance

"

Losing her luggage could have ruined Nadia's Paris Fashion Week, but her insurance helped her replace her essentials quickly.

02

Kevin's hiking trip in Nepal took an unexpected turn, but his travel insurance covered his emergency medical evacuation.

Travel Insurance

"

Kevin's hiking trip in Nepal took an unexpected turn, but his travel insurance covered his emergency medical evacuation.

03

When Alice fell ill before their dream cruise, their travel insurance ensured they didn't lose their hard-earned savings.

Travel Insurance

"

When Alice fell ill before their dream cruise, their travel insurance ensured they didn't lose their hard-earned savings.

Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award
Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award

Let's start a conversation

Advisor
  • Enjoy personalized, no-pressure guidance to build your flexible future plan.
  • Discover expert strategies to de-risk your life and financial assets.
  • Get a customized quote and comparison tailored to your budget.
Build your plan with TM Legacy

Simple answers to the questions we hear most

How much coverage do you actually need?

Most professionals are either over-insured or dangerously under-covered. Take 60 seconds to calculate exactly how much coverage you need to keep your lifestyle and loved ones secure.

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