Real stories. Real protection.

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"Losing my partner almost broke the business, but key person insurance saved us when everything fell apart."

RM1,000,000 + RM17,000 Interest
Early Stage Critical Illness Claim: Heart Surgery Recovery
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"My wife's insurance covered an emergency heart surgery."

RM35,000 (Cash) + Hospital Bills
Flood Insurance Claim: Protecting a New Home
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"We thought the new house was perfect, until the water started rising."

RM25,000 (Flood Damage)
Funding Overseas Education: An Early Planning Success
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"I knew I could make her dreams of studying abroad come true."

RM150,000
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"Insurance helped me through my high-risk pregnancy. Now my baby and I are well and healthy."

Daily Income Benefit + Medical Support
Motorbike Accident Claim: JB-Singapore Commute
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"My daily commute from Johor Bahru to Singapore took an unexpected turn, but my medical card covered the expenses."

RM28,000
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"Choosing a savings plan was the first time I felt truly in control of my future."

6-Year Endowment Plan
Home Insurance Claim: Fire Damage Repair
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"One policy protected my home and saved me RM34k instantly."

RM34,000
Travel Insurance Trip Cancellation Claim
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"I Had to Cancel My Trip Because of a Family Emergency."

RM4,500

Life Insurance

"Insurance helped me through my high-risk pregnancy. Now my baby and I are well and healthy."
Daily Income Benefit + Medical Support
"I never realised security was something I could plan for, especially when I was involved in a minor accident."
N/A (Realization Story)
"Losing my partner almost broke the business, but key person insurance saved us when everything fell apart."
RM1,000,000 + RM17,000 Interest
"His final act of love wasn't a spoken word, but a plan that kept us safe when he was gone."
RM500,000

Personal Accident & Health Insurance

Early Stage Critical Illness Claim: Heart Surgery Recovery
"My wife's insurance covered an emergency heart surgery."
RM35,000 (Cash) + Hospital Bills
Motorbike Accident Claim: JB-Singapore Commute
"My daily commute from Johor Bahru to Singapore took an unexpected turn, but my medical card covered the expenses."
RM28,000
Medical Card Waiting Periods: A Student's Emergency in Johor
"We could have lost him if I hadn't gotten her medical card right away, which was crucial for my 20-year-old daughter studying in Johor."
RM17,000
"I thought my father was too old for this policy, but a simple review showed us a new option we didn't expect."
N/A (Policy Approval Story)

How much to spend on insurance?

Many see insurance as an unnecessary expense, but a well-structured policy pays for itself the moment you need it. See how we recommend balancing protection with your monthly budget.

Select a monthly salary

Your basic needs

Protect your basic needs with US

Disclaimer: These figures are designed to help you visualise your potential, but financial health isn't one-size-fits-all. For a personalised roadmap tailored to your specific goals and lifestyle, book a consultation with us today.

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So, are you properly insured?

Most people are either over-insured or dangerously under-covered. Take 60 seconds to calculate exactly how much coverage you need to keep your lifestyle and loved ones secure.

Calculate life coverage

Investment-Linked Insurance

"Choosing a savings plan was the first time I felt truly in control of my future."
6-Year Endowment Plan
Retirement Planning for Business Owners
"I wanted to spend my golden years free from financial worry. That's why I started preparing today."
RM350,000 + Yearly Income
The Power of Small, Consistent Savings
"I never thought small savings could build my big dreams, until they did."
RM200/month Contribution

Travel Insurance

Flight Connection & Baggage Delay Claim
"My luggage was delayed but I'm not left stranded at my destination"
RM800
"Bringing him home after the tragedy was the only thing that mattered."
Repatriation of Mortal Remains (Fully Covered)
Travel Insurance Trip Cancellation Claim
"I Had to Cancel My Trip Because of a Family Emergency."
RM4,500
"I broke my leg before the trip even started, but I didn't lose my savings."
RM3,200 (Flight + Accommodation Refund)

Education Insurance

Debt-Free Graduation: The Power of Education Insurance
"I wanted my son to focus on learning and not worry about paying back loans."
RM80,000
Funding Overseas Education: An Early Planning Success
"I knew I could make her dreams of studying abroad come true."
RM150,000
"The plan that helped me prepare for my child's future without stress."
RM100,000

Home & Motor Insurance

Comprehensive vs Third Party Car Insurance
"I learned the hard way that basic insurance wasn't enough for my car."
RM12,000 (Saved by Upgrade)
Flood Insurance Claim: Protecting a New Home
"We thought the new house was perfect, until the water started rising."
RM25,000 (Flood Damage)
Home Insurance Claim: Fire Damage Repair
"One policy protected my home and saved me RM34k instantly."
RM34,000

Let's get you insured, your way.

Enjoy a relaxed conversation focused on your goals and get a customised quote that fits your wallet. Never more than you need.

Book a Consultation Chat with our 24/7 advisor
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