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Protect yourself and your loved ones with Personal Accident & Critical Illness

Personal Accident & Critical Illness

Why Personal Accident & Critical Illness

01

Medical Cost Protection

Critical illnesses and accidents can result in enormous medical bills. Insurance coverage shields your savings from depletion.

02

Income Replacement

Receive lump sum payments to replace lost income during treatment and recovery periods.

03

Focus on Recovery

Financial security lets you focus on healing without worrying about bills and expenses.

What makes us different

We provide comprehensive coverage tailored to your specific needs, backed by expert advisors who truly understand your situation.

01

Lump Sum Benefit

Unlike medical insurance, critical illness provides a lump sum payout you can use for any purpose - medical or otherwise.

02

Early Stage Coverage

Get paid even for early-stage critical illnesses, not just advanced conditions.

03

Worldwide Coverage

Protected wherever you are, whether at home or traveling abroad.

Benefits you'll enjoy

Comprehensive protection and peace of mind for you and your loved ones

I.

Multiple Claim Payouts

Advanced plans allow claims for multiple unrelated conditions over your lifetime.

II.

Disability Income

Receive regular payments if accidents result in permanent or temporary disability.

III.

Rehabilitation Support

Coverage extends to rehabilitation, therapy, and recovery expenses beyond immediate medical costs.

Real life stories

See how others have benefited from this insurance

01

The Young Entrepreneur Who Built a Legacy

Personal Accident & Critical Illness

"

The Young Entrepreneur Who Built a Legacy

Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award
Tokio Marine 2023 Speaker
Tokio Marine 2024 Star Agency
Tokio Marine 2024 Star Unit
Tokio Marine 2024 Perfect Club
MDRT 2025 Award

Let's plan your next steps with clarity and ease

  • Enjoy personalized, no-pressure guidance to build your flexible future plan.
  • Discover expert strategies to de-risk your life and financial assets.
  • Get a customized quote and comparison tailored to your budget.

Frequently Asked Questions

Find answers to common questions about this insurance

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Good to Know

Helpful information to keep in mind

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Our mission is clear: to put your financial interests first. We are here to represent you and advocate for your best interests, not the interests of any institution or product provider. We want to bridge the gap between Malaysia's financial services standards and the growing need for client-focused representation.

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Datin Wong

Datin Wong

Founder of TM Legacy Builders

Founder

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