( Stay Protected )
Protect yourself and your loved ones with Personal Accident & Critical Illness
Why Personal Accident & Critical Illness
01
Medical Cost Protection
Critical illnesses and accidents can result in enormous medical bills. Insurance coverage shields your savings from depletion.
02
Income Replacement
Receive lump sum payments to replace lost income during treatment and recovery periods.
03
Focus on Recovery
Financial security lets you focus on healing without worrying about bills and expenses.
What makes us different
We provide comprehensive coverage tailored to your specific needs, backed by expert advisors who truly understand your situation.
01
Lump Sum Benefit
Unlike medical insurance, critical illness provides a lump sum payout you can use for any purpose - medical or otherwise.
02
Early Stage Coverage
Get paid even for early-stage critical illnesses, not just advanced conditions.
03
Worldwide Coverage
Protected wherever you are, whether at home or traveling abroad.
Benefits you'll enjoy
Comprehensive protection and peace of mind for you and your loved ones
I.
Multiple Claim Payouts
Advanced plans allow claims for multiple unrelated conditions over your lifetime.
II.
Disability Income
Receive regular payments if accidents result in permanent or temporary disability.
III.
Rehabilitation Support
Coverage extends to rehabilitation, therapy, and recovery expenses beyond immediate medical costs.
Real life stories
See how others have benefited from this insurance
01
Personal Accident & Critical Illness
"
The Young Entrepreneur Who Built a Legacy
Let's plan your next steps with clarity and ease
- Enjoy personalized, no-pressure guidance to build your flexible future plan.
- Discover expert strategies to de-risk your life and financial assets.
- Get a customized quote and comparison tailored to your budget.
Build your plan with TM Legacy
Frequently Asked Questions
Find answers to common questions about this insurance
Good to Know
Helpful information to keep in mind
Our mission is clear: to put your financial interests first. We are here to represent you and advocate for your best interests, not the interests of any institution or product provider. We want to bridge the gap between Malaysia's financial services standards and the growing need for client-focused representation.
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Datin Wong
Founder of TM Legacy Builders
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